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Perspective Earned Over Time

After more than three decades helping individuals and families navigate financial decisions, I’ve learned that the most valuable lessons about wealth rarely come from market predictions or financial textbooks.

They come from experience—seeing what works, what doesn’t, which decisions matter most, and how money intersects with family, generosity, and the lives we hope to lead.

What I’ve Learned is where I share practical insights and perspectives on wealth, retirement, investing, philanthropy, family, and the financial decisions that matter.

My goal is simple: to help you think more clearly, make better decisions, and use your resources more intentionally.

Thursday, September 24, 2026

One of the biggest surprises of my career is that some of the smartest people I have met struggled the most with managing their own wealth. Over more than three decades serving clients, I participated in hundreds of meetings with...